Flexible Payments
Lease-to-Own Partners
Shop confidently with flexible lease-to-own and installment options from trusted partners. Quick approvals, simple payments, and zero surprises.
5Star Leasing (In-House Program)
Lease-to-own directly with 5Star Wireless
Get approved fast and take home your device today with our in-house leasing program — powered by our store team.
- ✅ Valid checking account
- ✅ Steady income
- ✅ Government-issued ID
Acima
Lease-to-own made simple
Flexible terms with easy payment schedules.
- ✅ Checking account
- ✅ Steady income
- ✅ Government-issued ID
PayVantage
Flexible payment plan
Spread payments with PayVantage’s simple setup and predictable terms.
- ✅ Quick online enrollment
- ✅ Simple, predictable payments
Sezzle
Split into 4
Flexible buy-now-pay-later options.
- ✅ Eligible payment method
- ✅ Subject to approval
Shop Pay Installments
Pay in 4 or monthly
Split your purchase into easy installments at checkout.
- ✅ US-based payment method
- ✅ Subject to eligibility
*Approval is subject to verification and eligibility. Terms vary by partner.
PayPal
Pay Later options through PayPal
Use PayPal Credit or Pay in 4 right from your PayPal account at checkout.
- ✅ Valid checking account
- ✅ Steady income
- ✅ Government-issued ID
*Approval is subject to verification and eligibility. Terms vary by partner.
Progressive Leasing
No credit needed*
Apply in minutes. Instant decision and shop today.
- ✅ Valid checking account
- ✅ Steady income
- ✅ Government-issued ID
*Approval subject to verification & eligibility. Terms vary by partner.
Afterpay
Pay in 4 over 6 weeks
No fees when you pay on time.
- ✅ Eligible debit/credit card
- ✅ US resident
*Approval is subject to verification and eligibility. Terms vary by partner.
How it works
Apply in minutes
Choose a partner and submit a quick application.
Get a decision
Most approvals are instant or same-day.
Checkout & take home
Complete purchase online or in-store.
Pay over time
Automatic, easy payments with reminders.
Lease-to-Own & Installments — FAQ
What do I need to apply?
Most partners require a valid ID, steady income, and an active checking account. Requirements vary by provider.
Does applying affect my credit?
Many partners use a soft inquiry for initial checks. Final terms may require additional verification.
Can I use these options online and in-store?
Yes, availability may vary. Ask our team and we’ll match you with the best option for your purchase.
Ready to get started?
Apply with one of our partners or chat with us in-store. We’ll match you to the best option.